:root{--navy:#102135;--orange:#f97936;--muted:#63707c;--border:#e1e5e8;--light:#f5f7f8}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:30px}body{margin:0;color:var(--navy);background:#fff;font-family:'DM Sans',sans-serif;font-size:16px;line-height:1.5}a{color:inherit;text-decoration:none}button,input,select,textarea{font:inherit}button,a,input,select,textarea,summary{ -webkit-tap-highlight-color:transparent}button{cursor:pointer}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid var(--orange);outline-offset:5px}.header{max-width:1320px;padding:28px 40px;margin:auto;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:10px;font-size:17px;font-weight:800;letter-spacing:1px;line-height:1.15}.brand-icon{color:var(--orange);font-size:42px;line-height:1}.brand-state{display:block;font-size:11px;letter-spacing:5.3px;font-weight:600;margin-top:5px}nav{display:flex;gap:32px;align-items:center;font-size:14px;font-weight:600}.nav-cta{border:1px solid var(--navy);border-radius:7px;padding:12px 19px}.nav-cta:hover{background:var(--navy);color:white}.hero{max-width:1320px;margin:32px auto 70px;padding:0 40px;display:grid;grid-template-columns:1.35fr 1fr;gap:54px;align-items:start}.eyebrow{font-size:12px;font-weight:700;letter-spacing:1.9px;display:flex;align-items:center;gap:10px}.eyebrow span{width:22px;height:2px;background:var(--orange)}h1,h2,h3{font-family:Manrope,'DM Sans',sans-serif;margin:0;line-height:1.13;letter-spacing:-1px}h1{font-size:clamp(44px,4.5vw,64px);font-weight:800;margin:20px 0}h1 span{color:#ed702e}.hero-description{font-size:17px;max-width:530px;color:var(--muted);line-height:1.65;margin:0}.hero-benefits{display:flex;gap:22px;font-size:13px;font-weight:600;margin:24px 0 28px}.hero-benefits i{font-style:normal;color:#bb501c;margin-right:6px}.hero-photo{position:relative;height:310px;overflow:hidden;border-radius:14px;background:#d7dee0}.hero-photo img{height:100%;width:100%;object-fit:cover}.hero-photo:after{content:'';position:absolute;inset:0;background:linear-gradient(transparent 30%,#102135a6)}.photo-caption{position:absolute;left:28px;bottom:26px;z-index:1;color:white}.photo-caption span{display:block;font-size:10px;letter-spacing:1.5px;margin-bottom:10px}.photo-caption strong{font-family:Manrope,sans-serif;font-size:24px;line-height:1.3}.photo-label{position:absolute;top:20px;right:20px;border:1px solid #ffffff80;padding:6px 10px;border-radius:4px;color:white;font-size:9px;letter-spacing:1.4px;background:#1021353d}.funnel{border:1px solid var(--border);border-radius:16px;padding:28px 30px;background:white;box-shadow:0 12px 45px #1021350b;scroll-margin-top:20px}.form-intro .eyebrow{color:#a44719;font-size:10px;letter-spacing:1.5px}.form-intro h2{font-size:27px;margin:10px 0}.form-intro p{font-size:14px;color:var(--muted);margin:0}.steps{display:flex;align-items:center;margin:26px 0 10px}.steps span{border:1px solid #dce2e5;color:#63707c;display:grid;place-items:center;width:28px;height:28px;border-radius:50%;font-size:12px;font-weight:700;flex-shrink:0}.steps span.active{color:white;background:var(--navy);border-color:var(--navy)}.steps span.done{background:#fff1e7;border-color:#ffd4b9;color:#a44719}.steps b{height:1px;flex:1;background:#e5e9ec;margin:0 8px}.step-caption{display:flex;justify-content:space-between;font-size:11px;color:var(--muted);margin-bottom:22px}.step-caption span:first-child{font-weight:600;color:var(--navy)}fieldset{border:0;padding:0;margin:0 0 20px}legend,.field{font-size:14px;font-weight:600}legend{margin-bottom:12px}.interest-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.choice{position:relative;border:1px solid #dce2e6;border-radius:8px;padding:15px 12px;cursor:pointer;display:flex;flex-direction:column;min-height:112px}.choice input{position:absolute;opacity:0;width:100%;height:100%;inset:0;margin:0;cursor:pointer}.choice:has(input:checked){border:1.5px solid var(--orange);background:#fff6ef}.choice:has(input:focus-visible){outline:3px solid #f9793666;outline-offset:2px}.choice strong{font-size:14px;margin-top:8px}.choice small{font-size:11px;color:var(--muted)}.choice i{position:absolute;right:12px;top:10px;font-size:12px;font-style:normal;color:#a44719;opacity:0}.choice:has(input:checked) i{opacity:1}.option-icon{font-size:25px;color:#c15c24;line-height:1}.inline-choice{display:flex;align-items:center;gap:7px;font-size:12px;margin-top:12px;color:var(--muted)}input[type=radio],input[type=checkbox]{accent-color:#c85b22;width:16px;height:16px;flex-shrink:0}.field{display:block;margin:15px 0 0}.field input,.field select,.field textarea{display:block;width:100%;border:1px solid #dce2e5;border-radius:6px;padding:11px 12px;font-size:14px;font-weight:400;color:var(--navy);background:#fff;margin-top:6px;min-width:0}.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid #f9793655;border-color:var(--orange)}input::placeholder,textarea::placeholder{color:#8a939d}.two-fields{display:grid;grid-template-columns:1.25fr 1fr;gap:12px}.field small{font-size:11px;color:var(--muted);font-weight:400;display:block;margin-top:5px}.form-actions{display:flex;gap:10px;margin-top:22px}.primary{width:100%;background:var(--orange);border:0;border-radius:7px;padding:13px 18px;color:var(--navy);font-weight:700;font-size:14px;transition:background .2s,transform .2s}.primary:hover{background:#ff904e;transform:translateY(-1px)}.back{border:1px solid var(--border);border-radius:7px;background:white;padding:12px 16px;font-size:14px}.form-assurance{text-align:center;font-size:11px;color:var(--muted);margin:13px 0 0}.form-assurance span{margin-right:5px}.preview-note{text-align:center;color:#7a828b;font-size:10px;margin:9px 0 0}.form-step h3{font-size:22px;margin:4px 0 8px}.step-help{color:var(--muted);font-size:14px;margin:0 0 18px}.money-input{position:relative}.money-input>span{position:absolute;left:13px;top:11px;font-weight:400}.money-input input{padding-left:28px}.future-options{margin-top:22px}.future-options legend small{font-size:12px;color:var(--muted);font-weight:400}.future-options>label{display:flex;align-items:center;gap:8px;margin:9px 0;font-size:14px}.consent{display:flex;align-items:flex-start;gap:9px;font-size:12px;color:var(--muted);margin:17px 0}.consent input{margin-top:3px}.review{margin-top:18px;font-size:13px}.review summary{cursor:pointer;font-weight:600}.review dl{display:grid;grid-template-columns:1fr 1.4fr;gap:6px;font-size:12px}.review dt{color:var(--muted)}.review dd{margin:0;overflow-wrap:anywhere}#form-error{font-size:13px;color:#a33120;border-radius:6px;background:#fff0ee;padding:10px;margin-top:15px}.invalid{border-color:#b4432d!important}.complete-icon{font-size:28px;width:60px;height:60px;border-radius:50%;display:grid;place-items:center;background:#fff1e7;color:#a44719;margin:25px 0}#completion h3{font-size:25px}#completion p{color:var(--muted);font-size:15px}#completion .primary{margin-top:20px}.process{max-width:1240px;margin:0 auto;padding:0 0 68px;border-bottom:1px solid var(--border)}.section-heading{display:flex;justify-content:space-between;align-items:end;gap:35px}.section-heading h2,.questions h2{font-size:36px;margin-top:13px;line-height:1.2}.section-heading>p{max-width:300px;font-size:15px;color:var(--muted);margin:0 0 4px}.process-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:50px;margin-top:38px}.number{font-family:Manrope,sans-serif;color:#ba501e;font-size:13px;border:1px solid #ffd7bf;border-radius:50%;width:38px;height:38px;display:grid;place-items:center;background:#fff6ef;margin-bottom:20px}.process-grid h3{font-size:19px;letter-spacing:-.4px}.process-grid p{font-size:15px;color:var(--muted);max-width:310px;line-height:1.7;margin-bottom:0}.questions{max-width:1240px;display:grid;grid-template-columns:1fr 1.3fr;gap:100px;margin:65px auto 75px}.questions>div>p{color:var(--muted);font-size:15px}.text-link{display:inline-block;font-size:14px;font-weight:700;border-bottom:2px solid var(--orange);padding-bottom:4px;margin-top:15px}.faq-list details{border-bottom:1px solid var(--border);padding:18px 0}.faq-list details:first-child{padding-top:0}.faq-list summary{font-size:15px;font-weight:600;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:20px}.faq-list summary:after{content:'+';font-size:21px;font-weight:400;color:#a44719}.faq-list details[open] summary:after{content:'−'}.faq-list p{font-size:14px;color:var(--muted);line-height:1.7;margin-bottom:0}footer{padding:30px max(40px,calc((100vw - 1240px)/2));background:var(--navy);color:white;display:flex;align-items:center;justify-content:space-between;gap:20px}footer .brand{font-size:14px}footer .brand-state{font-size:9px}footer .brand-icon{font-size:34px}footer p,footer>span{font-size:12px;color:#b8c1ca}[hidden]{display:none!important}@media(min-width:1440px){.hero{margin-top:50px}.hero-photo{height:340px}}@media(max-width:1300px){.process,.questions{margin-left:40px;margin-right:40px}.hero{gap:35px}}@media(max-width:1000px){.hero{grid-template-columns:1.1fr 1fr;gap:24px}.funnel{padding:24px 20px}h1{font-size:46px}.hero-benefits{flex-direction:column;gap:7px}.hero-photo{height:315px}.photo-caption strong{font-size:20px}.questions{gap:40px}}@media(max-width:760px){.header{padding:20px}.header nav>a:not(.nav-cta){display:none}.brand{font-size:13px}.brand-state{font-size:9px;letter-spacing:4px}.brand-icon{font-size:33px}.nav-cta{font-size:12px;padding:10px 12px}.hero{padding:0 20px;grid-template-columns:1fr;margin:25px auto 45px;gap:28px}h1{font-size:45px;margin-top:16px}.hero-description{font-size:16px}.hero-benefits{flex-direction:row;gap:15px;font-size:11px;margin:20px 0}.hero-photo{height:240px}.photo-caption{left:20px;bottom:20px}.funnel{padding:25px}.form-intro h2{font-size:28px}.preview-note{font-size:11px}.field input,.field select,.field textarea{font-size:16px}.process,.questions{margin-left:20px;margin-right:20px}.section-heading{display:block}.section-heading>p{margin-top:18px}.section-heading h2,.questions h2{font-size:30px}.process-grid{grid-template-columns:1fr;gap:25px}.process-grid article{display:grid;grid-template-columns:38px 1fr;column-gap:15px}.process-grid .number{grid-row:1/3;margin:0}.process-grid h3{margin-top:8px}.process-grid p{max-width:none;grid-column:2;margin-top:8px}.process{padding-bottom:40px}.questions{grid-template-columns:1fr;gap:30px;margin-top:40px;margin-bottom:45px}footer{padding:25px 20px;flex-wrap:wrap}footer p{display:none}footer>span{font-size:10px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.primary{transition:none}}

.skip-link{position:absolute;left:16px;top:12px;transform:translateY(-150%);z-index:20;background:var(--navy);color:white;padding:12px 18px;border-radius:6px}.skip-link:focus{transform:translateY(0)}.noscript-note{margin:20px;padding:18px;background:var(--light)}